TAMKO Legal Notice and Disclosures

The views and opinions expressed in this content are based on the author’s/speaker’s/presenter’s (“Presenter” or “Presenter’s”) personal experiences, industry observations, and forward-looking views and are provided for general informational and educational purposes only. This content does not constitute and should not be relied upon as legal, financial, insurance, tax, employment, compliance, telemarketing, marketing, artificial intelligence, data privacy, lending, licensing, or business advice. Nothing in this content creates an attorney-client, advisor-client, or fiduciary relationship between TAMKO Building Products LLC and its programs, platforms and offerings, including The TAMKO Edge^® or TAMKO STRONG^™ program, or the Roofing STRONG Alliance by TAMKO^™ community (collectively “TAMKO”), any Presenter, and any viewer or reader.

Examples, strategies, forecasts, market predictions, performance figures, and estimates discussed are illustrative only and do not constitute guarantees or promises of any particular outcome. TAMKO does not guarantee any leads, sales, close rates, profits, margins, markups, revenue, growth, cost savings, financing availability, insurance outcomes, valuations, or other business results. Past performance or results described by any speaker are specific to that individual or organization and should not be interpreted as typical or achievable by any other contractor or business.

Communication and sales techniques discussed are intended solely to help contractors better understand and serve homeowners — not to encourage manipulative, deceptive, misleading, or high-pressure sales practices. Contractors must ensure their sales, advertising, solicitation, pricing, and business practices comply with all applicable federal, state, and local laws, including consumer protection statutes, FTC advertising-substantiation requirements, home improvement contract requirements, cooling-off periods, cancellation rights, door-to-door solicitation regulations, permit requirements, and any state or local restrictions on insurance-related solicitation.

Any discussion of outbound calling, texting, automated dialing, AI-powered calling or texting, drip campaigns, lead follow-up, or other outreach methods is informational only. Contractors implementing any such methods are solely responsible for compliance with the Telephone Consumer Protection Act (TCPA), the Telemarketing Sales Rule (TSR), CAN-SPAM, state mini-TCPA laws, National and state Do-Not-Call Registry requirements, and all applicable telemarketing, texting, email, and communications laws. Prior express written consent requirements, one-to-one consent rules, and internal DNC list maintenance obligations apply and are the contractor’s sole responsibility.

Any references to financing, credit terms, payment options, or lending products are illustrative only. Actual terms, eligibility, availability, required disclosures, and advertising requirements vary by lender, program, consumer, contractor, jurisdiction, and state. TAMKO makes no representation regarding any financing product or its availability and does not endorse any specific lender or financing program. Contractors offering or advertising financing must independently comply with the Truth in Lending Act (TILA), Regulation Z, state lending and licensing laws, and all applicable credit-disclosure requirements.

Any discussion of purchasing leads, using third-party data, targeted marketing, AI-driven data analysis, or homeowner-data-driven outreach is informational only. Contractors are solely responsible for complying with all applicable data privacy and consumer-consent laws, including the California Consumer Privacy Act (CCPA), FCC lead-generator consent rules, state privacy statutes, and all requirements governing the collection, use, sharing, and storage of consumer data obtained from third parties.

Any discussion of call recording, AI-powered call scoring, or automated quality monitoring is informational only. State laws vary regarding one-party and two-party recording consent requirements, and violations may result in civil liability or criminal penalties. Contractors are solely responsible for understanding and complying with the recording-consent laws in every jurisdiction in which they operate.

Nothing in this content is intended to facilitate, encourage, or constitute any agreement, understanding, or coordination among competitors regarding pricing, bids, quotes, margins, wages, labor rates, territories, customer allocation, or any other competitively sensitive matter. Contractors must not use this content as a basis for any communication or arrangement with competitors that could restrain trade or reduce competition. Any pricing, packaging, or competitive-positioning strategies discussed are general educational concepts only and must be developed and implemented independently by each contractor in compliance with all applicable federal and state antitrust and competition laws.

Any discussion of insurance claims, coverage, premiums, deductibles, carrier policies, right-to-repair programs, or manufacturer warranties as alternatives to insurance claims is informational only and does not constitute insurance advice. Insurance coverage, claim handling, deductibles, premium impacts, and policy requirements vary by carrier, policy, state, and individual circumstances. TAMKO does not provide insurance advice and makes no representation regarding any insurance product, coverage, or outcome.

Any discussion of product ratings, warranties, wind ratings, impact ratings, or product performance is informational only. Product ratings reflect controlled laboratory testing conditions and do not guarantee real-world performance. Actual warranty terms, conditions, exclusions, limitations, proration schedules, and coverage vary by product and system. For TAMKO^® products please review the applicable written warranty and product specifications at tamko.com. Contractors must ensure all sales representations regarding product ratings, warranties, and performance are accurate, substantiated, and comply with applicable laws.

Any discussion of hiring, termination, compensation structures, or workforce management is general in nature and is not employment, labor, or HR advice. Contractors must comply with all applicable employment and labor laws, including anti-discrimination statutes, wage-and-hour requirements, and wrongful-termination protections.

Any discussion of AI tools, AI agents, AI-powered systems, or technology platforms is informational only. AI tools may generate inaccurate, incomplete, or biased outputs. Use of AI may implicate privacy, employment, consumer-protection, licensing, intellectual-property, and other legal and compliance obligations. Contractors are solely responsible for evaluating, validating, and lawfully deploying any AI or technology tool.

Contractor licensing, permitting, bonding, and registration requirements vary by state, county, and municipality. Contractors are solely responsible for maintaining all required licenses and permits in every jurisdiction in which they operate.

TAMKO does not endorse, recommend, or make any representation or guarantee regarding any third-party company, platform, product, service, business model, acquisition opportunity, or business opportunity discussed in this content. Any revenue, referral, valuation, or performance figures cited by guest speakers are specific to that individual or organization, are unverified by TAMKO, and should not be interpreted as typical, achievable, or guaranteed.

All trademarks, service marks, logos, and content referenced in this material are the property of their respective owners. Unauthorized use is prohibited. Any third-party marks are used for identification purposes only and do not imply endorsement, affiliation, or sponsorship.

Presenters’ views are their own. Content produced or distributed through TAMKO reflects the Presenter’s independent views and experiences. TAMKO does not direct, control, or supervise the business operations of any contractor, mentor, or guest speaker. No agency, partnership, joint venture, or employment relationship is created between TAMKO and any viewer/reader, contractor, or speaker by virtue of this content.

Contractors are solely responsible for independently verifying and complying with all applicable federal, state, and local laws, regulations, and licensing requirements before implementing any concept, strategy, or technique discussed in this content. This content does not create any compliance obligation on the part of TAMKO toward any contractor, viewer/reader.

Viewers and readers are strongly encouraged to consult qualified legal, compliance, financial, tax, insurance, employment, marketing, and other professional advisors before applying the concepts discussed in this content or making any decisions related to their business operations.

To the fullest extent permitted by law, TAMKO shall not be liable for any direct, indirect, incidental, or consequential damages arising from any person’s use of or reliance on this content. Contractors implement any concept discussed entirely at their own risk and expense.